as a company providing water damage Restoration in Charlotte we frequently find ourselves answering questions that are somewhat repetitive from our water damage cleanup customer. One of the most common questions that you here in the water restoration industry is Will insurance cover water damage? The short answer is yes in most situations and it does depend on your policy water damage to your home is always covered but there are some exceptions that water damage cleanup cost may not be covered. These exceptions could be situations arising from things that exceed your policy limits for example you may have a certain limit for sewer backup coverage or you may have not had a particular endorsement on your insurance policy that would provide coverage for water damage cost. regardless of the situation it just kind of depends but in most cases water damage is covered by insurance as long as it is something that is sudden that is addressed immediately and not prolonging the further issues that water damage that is untreated can cause to a home.